Financial

Generating Income.

Running your own business can be a difficult thing to do. I found out yesterday that I was approved to be Authorized Apple Business Agent.

But this is just one in a long line of things I've done to generate income. I know my persistence will payoff.
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Time for a second car, again.

As odd as it may sound Karen and I only have one car. We've been married for more than 15 years and have lived with one car the majority of that time.

In 1990 when we dating we had two cars but by the time we were married in 1991 we were down to one car. In 1994-95 we had two cars for about 10 months unil the second car had a cracked block. In 1999 Karen's brother gave us a Toyota that had been given to him and it lasted about 2 months before the engine blew. In 2003 we bought a second car and after 3 months someone totaled it. We are not hard on cars, seriously, our last two cars (1980 Malibu and currently 1999 Corolla) never gave us any serious problems.

Honestly I don't know anyone else that has just one car, we've just always been able to make it work. We had one car when we worked a few miles apart in two different states.

When I worked a regular job Karen would take me to work and pick me up. But now with all of the driving I do for my business it's getting more difficult.

Especially now that we are adopting Sierra. My girls may be homeschooled but they have gymnastics and other things that are getting more difficult to work around.

I've spent enough advertising my company to buy a second car. But then I would have a second car and fewer clients.

So what is going to make this second car last longer than those of the past? Hell I don't know, I hesitant just based on my luck in the past.

So what am I looking for? Well, I want a small 2 door Acura or Honda, preferrably black with and automatic tranmission. I'm not that concerned about how old it is as long as it's been taken care of.

My last Honda was a nice car and I'm looking for something like that again. Wish me luck.
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It's been a month now since my last post.

Everything is going well, I have my LLC in order, my business checking setup, I've have my own health insurance and have mailed hundreds of cards. Starting your own business can be stressful, you know about when the money you have now will run out and have to make sure you're making that much before it's gone.

I'm at the point now where every client will make a difference, hopefully by the end of the year I'll be way past that.
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Dave Ramsey would be proud.

We had a garage sale on Saturday.

One of the things in our yard sale was Dave's new Financial Peace book, my wife had already read it and we took the 13 week class in 2003.

A lady came into our garage checking stuff out and saw the book, "Did you all do this" she asked? "Yes we did and it really helped us".

While we weren't one of those families that paid everything off very quickly we learned what we doing wrong and that has made a huge difference in the way we live.

The lady said "I was thinking about getting this, so I might as well get it at a yard sale", my wife said "That'll be $4".

So there you go Dave, your course made a difference for us, we made money selling your book and some lady who is on her way to Financial Piece saved $20 on her very first step to getting there.
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Dave Ramsey

I took my nephews (Phillip and Stephen) to see his seminar (4.5 hours) tonight.

It was a condensed version of the 13 week Financial Peace University that Karen and I went through.

It was great, he was just as entertaining as the videos in the class but more importantly my nephews now have the personal finance skills that the majority of the population don't.
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